November 16  Ladies and Gentleman, We have locked down a date, time and location for the AGM this year and we are hoping all can make it.  We are having the meeting on 16 November at Castle Duncan. We are looking to keep this brief this year as conflicts abound and we need to wedge this in, so the time for the meeting will be from 11-2.  We will begin promptly at 11 in order to try and get the…